SPANISH ASSOCIATION OF FINTECH & INSURTECH

We have four types of advisory entities: investment networks; those that provide automated investment advisory services; those that provide automated management services; and trading platforms.

All those entities that provide, either directly or through other entities, electronic means of payment.

This vertical encompasses entities, that after evaluating the borrower, provide collateral-free loans, as well as companies that manage and optimize credit sales for their clients

This vertical groups together all those technology-based companies that create solutions aimed at meeting and adapting to the regulatory requirements of each sector.

Entities whose activity consists of raising funds for the purpose of investment in assets or tangible assets.

This vertical covers 100% digital banks, in other words, banks that depend on smartphones and social networks to establish their relationship with customers.

Companies that provide services aimed at identifying people at a distance through electronic means.

InsurTechs are companies that apply technology to the insurance sector. It is undoubtedly one of the branches that is experiencing rapid growth within the sector.

This vertical includes companies within the cryptocurrency ecosystem, from the creation of the algorithm to sales of cryptocurrencies, as well as the technology on which they are based, the blockchain.

Those entities whose activity consists of the use and improvement of existing technology for the provision of financial services make up their own vertical within the AEFI.

It is limited to comparison tools for financial products, as well as entities that provide personal finance optimization services.

These entities share one aspect : avoiding the costs derived from bank intermediation.

Entities whose activity consists of raising funds with the purpose of investing in financial or physical assets.